Article Archive | September 2011

As I wrote about in a previous post ( Common Investing Strategies ) there are quite a few investment strategies posted online. All those I found are based on relatively simple filters that select loans based on attributes like interest rate, number inquiries, borrowers home state, total credit lines, etc. The specific values for these attributes arrived at by common sense and running comparisons of ROI on sites like LendStats.

Added three new graphs in the Loan Analyzer. Inquiries in the Last 6 months Delinquincies in the last 2 years Open Credit Lines These graphs can be found and many more for a Loan Search or Portfolio Analysis by selecting "Graphs" view on the results page and clicking Submit. Very

Just added a new attribute named "Payoff Rate" to the Portfolio Analyzer. A measure of how fast a loan is being paid off. It can be found in the rightmost column of the Performance table after upload. And has also been added as a search parameter to the Loan Search page. A value of 1 indicates the monthly payments are being made according to the loan schedule. Values less than 1 are borrowers who are

Over the course of investigating Lending Club I discovered several people sharing their personal investment strategies. But there wasn't a single place that pulled this information together to make comparisons easier. This is my attempt. I've tried to represent each one as closely to the original posting as possible. But I did need to make some slight tweaks to get it into the table. Blank cells indicate that this attribute

Added a new feature to the site. You can now import a Lending Club portfolio CSV file into the analyzer and get a complete analysis that includes ROI and other performance metrics. Graphs are also generated that show how diversified your portfolio is across attributes like interest rate, credit grade, state, etc.. Instructions and the upload form can be found here Portfolio Analzyer . Or just click on