Article Archive | August 2011

Spend any time discussing peer-peer lending and it quickly becomes apparent that there are many different ways people represent their returns. In a previous post I took a quick look at the way Lending Club's Net Annualized Return is calculated. But this method is specific to Lending Club and can be tricky to compute with loan defaults. Using NAR also makes it hard to compare your peer-to-peer lending portfolio

The goal of this post is to describe some of the calculations and assumptions that went into the making of the Lending Club Stats page found here ( Lending Club Stats ) What Loans Are Included In The Analysis? As noted in earlier posts, one of the issues with computing an accurate return value for loans on Lending Club is the large